Uncategorized | Elite Pay LLC

First Party Fraud is Rising

skip render: ucaddon_gradient_text_effect “[F]irst-party fraud—consumers defrauding organizations—remains the leading source of fraud globally for the second consecutive year. First-party fraud accounted for 38.3% of all reported fraud in 2025… 30% of fraud activity reported in 2025 came from first-party fraud in the USA. A 22% increase from 2024 (LexisNexis).” First party fraud spans all generations, […]

Visa Subscription Management Rule 0031078

Starting April 18, 2026, the Visa Subscription Management Rule will require European banks to allow debit card users to find, stop, and reactivate future payments directly in their online banking platform or mobile app.

2026 Visa VAMP Update

Visa Acquirer Monitoring Program (VAMP) thresholds dropped on January 1, 2026.

How ECommerce Regulations are Reshaping Compliance for Online Businesses

Federal and state legislators target online sales, including tobacco and ammunition, creating new challenges for card not present businesses.

Illinois Interchange Fee Prohibition Act Moves Forward After Federal Court Ruling

The Illinois Interchange Fee Prohibition Act (IFPA) was upheld in a federal court ruling, allowing the law to move forward after more than a year of legal challenges from banking groups. The decision could change how interchange fees are applied to card transactions.

Is Texas Banning Hemp?

Texas regulators have proposed changes that, if finalized, would redefine how THC is measured, significantly increase licensing fees, and expand compliance and enforcement requirements across the hemp industry. While there is no outright Texas hemp ban being proposed, the impact on hemp merchant approvals, underwriting decisions, and portfolio risk could still be substantial.